Legal question about car insurance?
I bought a car off of my coworker a few months back, and everything is in my name. I had paid for insurance but I was going through a rough patch and it lapsed. My mother, whom is living with me, decided to be nice and pay for a month of insurance, through a new company. This is a new policy, as my old one had lapsed. Recently though, my mother and myself have had a falling out. She’s holding my car over my head. She says since she paid for a month of insurance she has free reign over using my car. The car is in my name, and as far as I’m aware based on documents the insurance is as well. The only difference is she paid for that one month of insurance for me. And that month she paid for is still active. So like I said, she is holding the car over my head. I left my house the other night with my car key so she couldn’t use it – This is after everyone I asked that I knew told me to take the keys. She is also living with me, I am renting the home. She is making threats through text messages saying that if I don’t return the car key she will cancel my policy. Is that possible for her to do? She just paid for a month of insurance, and I believe I’m completely in control of my policy. I don’t believe it can be cancelled through her calling. Is that possible? Anyone know? So not only do I own the car, I also rent the house. Legally I don’t believe she can hold my own car over my head. Also, to add… After taking my keys, I left my home and went to a my girlfriends to get away for a while. Since I have taken my car keys, she has taken and hid my car battery to insure that I am unable to remove my car from my property. She refuses to give it back because she paid for my one month of insurance to start my policy again… So my questions… 1. Is it possible for her to cancel my insurance is the car is in my name, and if the policy, I believe, is also in my name? 2. Legally, can I call the local police department and have her surrender both my car, as well as it’s car battery to me? I don’t have my registration information on me, she removed that from the car as well. But a quick look up on my license, as well as my car insurance card that I have should be enough to validate it is indeed my car, correct?
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